The more organized you are and the more you scale, the less you pay. Never above 1%. Always fair.
Your baseline rate is 1% per rent payment. Simple, transparent, and fair.
As your portfolio grows, your effective rate drops automatically. More properties = lower fees.
Higher rent properties get lower percentage rates. Premium areas aren't punished.
Good behavior (compliance, backups, on-time payments) earns discounts. Risky behavior increases costs.
| Scenario | Effective Rate | Monthly Fee | vs 10% Agent |
|---|---|---|---|
| 1 property, £800/mo, baseline | 1.00% | £8/mo | Save £72/mo (90%) |
| 1 property, £800/mo, good behavior | ~0.85% | £6.80/mo | Save £73.20/mo (92%) |
| 3 properties, £1,000/mo each | ~0.80% | £24/mo total | Save £276/mo (92%) |
| 5 properties, £1,200/mo each | ~0.65% | £39/mo total | Save £561/mo (93%) |
| 10 properties, £1,000/mo each | ~0.50% | £50/mo total | Save £950/mo (95%) |
| 20 properties, high rent + compliance | ~0.25% (floor) | Variable | Save 97.5% |
Your pricing adjusts based on measurable behavior. Good landlords pay less. High-risk behavior costs more. It's mathematically fair.
Your rate starts at 1% per rent payment. Three factors adjust it: (1) Portfolio size (more properties = lower rate), (2) Rent amount (higher rent = lower %), and (3) Compliance behavior (organized landlords pay less). The rate never drops below 0.25% or exceeds 1%.
Mīzān (Arabic: balance) measures your compliance and operational quality. Upload certificates on time, maintain backups, keep records clean = better score = lower fees. Payment failures, disputes, missing docs = higher costs. It's automatic and transparent.
Your dashboard shows your current effective rate and Mīzān score in real-time. Every rent payment displays the exact fee breakdown before processing.
Stripe charges 1.5% for card processing (industry standard). This is separate from Insaru's 0.25–1% platform fee. Example: £1,200 rent → Stripe takes £18, Insaru takes £3–£12 (depending on your rate), you get £1,170–£1,179.
Yes! Free tier includes 1 property, unlimited document storage, certificate tracking, and manual rent tracking. You only pay when you enable automated rent collection.
Agents charge 10% (£120/month on £1,200 rent = £1,440/year). Insaru charges 0.25–1% (£3–£12/month = £36–£144/year). You save 90–97.5% depending on your portfolio and behavior.
Join landlords who value transparency and fairness. Pay less as you grow and stay organized.
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